UPI Autopay API for Recurring Payments

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UPI Autopay

UPI Autopay Infrastructure for Seamless Recurring Collections

Castler’s UPI Autopay solution lets businesses automate recurring payments through secure Payin API integration. Customers can authorize auto-debits via UPI apps for EMIs, subscriptions, and more. Combined with Castler’s Payout API, it enables full-cycle payment automation—from collections to disbursals and refunds—powering frictionless, compliant, and scalable financial experiences across digital platforms

Next-Gen UPI Autopay, Built for Scale

Compatible with 20+ Leading UPI Apps

Achieve Up to 35% Higher Transaction Success Rate

Complete Mandate Setup in Just 10 Seconds

Easily integrate with our UPI Payin API for fast and reliable mandate-based collections

What is UPI Autopay?

UPI Autopay, launched by NPCI, empowers companies to receive recurring payments directly from customers' UPI-linked bank accounts. Customers create e-mandates through UPI apps such as Google Pay, PhonePe, Paytm, and BHIM, which trigger automated debits without human intervention. Castler’s UPI Autopay supports seamless collections through Payin APIs. For end-to-end fund flows, Payout APIs can be used separately for disbursals or refunds.

Why Choose Castler's UPI Autopay Solution

Fast Mandate Setup

Customers initiate recurring payments through their UPI apps, powered by Castler’s Payin API, making onboarding seamless.

High Success Rates

Enjoy higher success rates with our optimized UPI Autopay infrastructure and Payin API, minimizing drop-offs and ensuring reliable recurring collections.

Adaptive Billing Models

Enable fixed, variable, or usage-based billing cycles — all supported by Castler’s flexible Payout API and UPI Payout infrastructure.

Real-Time Insights

Monitor transactions and mandates live through a unified dashboard with integrated Payout and Payin API support.

Secure & Compliant

RBI- and NPCI-compliant platform that ensures complete data protection and authorization integrity for every UPI Payout or Payin API transaction.

Ideal for Various Industries

SaaS Platforms

Automate subscription renewals using Castler’s UPI Payin API to ensure consistent access and revenue.

Lending Institutions

Collect EMIs automatically through recurring debits (Payin), and disburse loans seamlessly with our integrated Payout Solution

Ed-Tech Companies

Collect course fees via auto-debit using our Payin API. Disburse educator payouts using our Payout API.

Utility Providers

Automate bill collections via UPI Autopay and Payin API. Use Payout API separately for refunds or credits, if required.

Insurance Providers

Prevent missed premium payments with scheduled auto-debits, and manage refunds or claim disbursals through our secure Payout Service.

NGOs & Charities

Collect recurring donations via UPI Autopay (Payin API). Disburse aid or refunds using our Payout API.

How Castler UPI Autopay Works

Step 1

Mandate Creation

Customers set up recurring mandates via UPI apps. The process is fast and integrates seamlessly with Castler’s Payin API.

Step 2

Authorization

A single UPI PIN entry secures the mandate, enabling enabling scheduled auto-debits through our Payin API. Payout operations, if needed, are separately managed and authorized by the business.

Step 3

Automated Debits

After approval, scheduled payments are debited automatically through the Payin API. For one-way transactions such as refunds or disbursals, there's also a dedicated UPI Payout service offered by Castler.

Step 4

Monitoring & Management

Monitor all live mandates and incoming transactions in our single dashboard. Payout flows, when utilized, can also be tracked within the same dashboard.

Get Started with Castler UPI Autopay

Experience frictionless recurring payments with Castler. Maximize customer satisfaction, ensure on-time payments, and enjoy unmatched control with our unified Payout and Payin API ecosystem.

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