[INDIA] RBI, SEBI and IRDAI · Source-code escrow and continuity obligations for critical applications[EU DORA] ICT third-party risk testing required · In force Jan 2025[PRA] SS2/21 UK · Vendor recovery evidence required[MAS] Singapore TRM · Independent vendor recoverability expected[APRA] CPS 230 Australia · Third-party continuity obligations in force[FFIEC] United States · Source-code access and software escrow addressed in third-party contracts[ENTERPRISE] Mission-critical software procurement increasingly requires continuity evidence before contract
[INDIA] RBI, SEBI and IRDAI · Source-code escrow and continuity obligations for critical applications[EU DORA] ICT third-party risk testing required · In force Jan 2025[PRA] SS2/21 UK · Vendor recovery evidence required[MAS] Singapore TRM · Independent vendor recoverability expected[APRA] CPS 230 Australia · Third-party continuity obligations in force[FFIEC] United States · Source-code access and software escrow addressed in third-party contracts[ENTERPRISE] Mission-critical software procurement increasingly requires continuity evidence before contract

Escrow Banking

Lending Escrow Platform for Secure, Compliant, and Automated Loan Disbursals

Castler’s Lending Escrow solution helps NBFCs, digital lenders, and fintechs automate fund disbursals while following RBI and DLG guidelines. You can manage purpose-based lending, track funds in real time, and oversee borrower payouts with full transparency and control. With API integrations and automated processes, Castler makes lending operations easier and speeds up growth in credit and embedded finance systems.

Purpose-bound fundsMulti-bank visibilityRule-based settlements

Neutral control

Funds remain governed by agreed release conditions

Bank-connected

Escrow operations stay visible across the banking workflow

Audit-ready

Every movement retains a clear operational trail

THE USE CASE

A controlled escrow operating model

Castler’s DLG-compliant escrow enables NBFCs and lenders to meet RBI norms with purpose-bound disbursals, real-time tracking, and automated workflows-ensuring compliance, speed, and scale.

In today’s regulated financial environment, using a dedicated Lending Escrow is often a requirement, not just a suggestion. This requirement acts as a crucial safeguard. It makes sure that loan disbursements are protected, transparent, and linked to verifiable milestones.

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Core Mandates of a Lending Escrow:

Secure Fund Disbursement: Loan funds are kept safely and released only when pre-agreed conditions are met. This protects the lender's capital.

Milestone Verification: It offers independent, third-party verification that project milestones or contract terms are met before any funds are released. This protects the borrower from unfair recalls.

Regulatory & Contractual Compliance: It provides a way to comply with both internal credit policies and external rules for secured transactions.

Setting up a mandated escrow structure shows a commitment to financial integrity and reducing risk

Make sure your lending practices are secure, compliant, and based on trust.

Talk to our Expert

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Direct Disbursal from NBFC Account

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Take Control of Multiple LSP Accounts Effortlessly

Fully Compliant with RBI Guidelines

Make sure that loan disbursals happen instantly and directly from lenders to borrowers, cutting out any middlemen or pooled account

Faster Transactions

Enjoy seamless loan processing with real-time tracking and easy reconciliation.

Comprehensive LSP Management

Keep an eye on all your loan service provider (LSP) accounts right from one convenient Castler Dashboard.

Streamlined Disbursement & Repayments

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Disburse Loans with Any Leading Bank

Flexible Banking Options

Whether you're opening a new escrow account or linking up with your current bank account, we make managing your funds a breeze.

Trusted Banking Partners

We collaborate with top banks to guarantee secure transactions, including:

Hassle-Free Borrower Onboarding

Easily verify borrower identities and ensure KYC-compliant onboarding without the stress.

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Discover our Compliant & Full-Stack Repayment Solution!

Direct Loan Repayments

Get your repayments straight into your NBFC account, cutting out any third-party risks.

Automated Reconciliation

Make accounting a breeze with real-time tracking of your repayments.

Centralized Control

Oversee all LSP transactions from one easy-to-use dashboard.

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Why Opt for Castler for Your Digital Lending Solutions?

Crafted to align with RBI’s DLG standards, guaranteeing smooth and secure operations.

Speedy Transactions –

Enjoy quick lending and repayment processes thanks to our automated workflows.

Top-Notch Security –

With end-to-end encryption and multi-factor authentication, your funds are in safe hands.

Scalable & Dependable – Perfectly tailored for expanding NBFCs, effortlessly handling high-volume transactions.

Go Live with Multiple Co-Lenders

Effortlessly connect with various lending partners through our comprehensive disbursement and repayment solution

Scalable & Future-Ready

Create a compliant, transparent, and adaptable co-lending ecosystem with Castler.

Invoice Discounting

Supply Chain Financing

Cash flow collection

P2P Lending Escrow

Revenue based financing

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Secure Invoice Discounting with

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Castler’s Escrow Services

Unlock Working Capital with Confidence

Invoice discounting empowers businesses to access immediate funds by selling their unpaid invoices to financiers at a discount. However, traditional methods often expose stakeholders to risks like payment defaults and lack of transparency. Castler addresses these challenges by introducing a robust escrow account for invoice discounting, ensuring secure and transparent transactions for all parties involved.

The Invoice Discounting (ID) platform discounts the supplier’s invoice raised against the buyer

The ID platform deposits the discounted amount into the supplier's escrow account, powered by Castler’s escrow infrastructure

ESCROW BANKING

Continue with Castler’s full escrow platform

Explore the platform

ESCROW BANKING

Put every release condition and settlement rule in one controlled flow

Bring your escrow structure to Castler for a focused implementation briefing

Book a 15-min briefing
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