Digital Lending Escrow Solutions for NBFCs & Fintechs

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Lending Escrow

Built for Digital Lending: Escrow Infrastructure for Secure and Compliant Disbursals

Built for Digital Lending:
Escrow Infrastructure that Enables Secure Disbursals

Castler’s DLG-compliant escrow platform helps NBFCs and digital lenders meet RBI guidelines accurately and confidently. The solution allows for direct, purpose-specific loan disbursals to end borrowers, ensuring full compliance, transparency, and control.

With automated workflows, real-time fund tracking, and smooth API integrations, Castler simplifies lending operations and speeds up market execution. This enables lenders to grow securely across various credit and embedded finance models.

Castler’s DLG-compliant escrow enables NBFCs and lenders to meet RBI norms with purpose-bound disbursals, real-time tracking, and automated workflows-ensuring compliance, speed, and scale.

Fully Compliant with RBI Guidelines

Make sure that loan disbursals happen instantly and directly from lenders to borrowers, cutting out any middlemen or pooled account

Fully Compliant with RBI Guidelines

Make sure that loan disbursals happen instantly and directly from lenders to borrowers, cutting out any middlemen or pooled account

Faster Transactions

Enjoy seamless loan processing with real-time tracking and easy reconciliation.

Faster Transactions

Enjoy seamless loan processing with real-time tracking and easy reconciliation.

Comprehensive LSP Management

Keep an eye on all your loan service provider (LSP) accounts right from one convenient Castler Dashboard.

Comprehensive LSP Management

Keep an eye on all your loan service provider (LSP) accounts right from one convenient Castler Dashboard.

Streamlined Disbursement & Repayments

Enjoy seamless loan processing with real-time tracking and easy reconciliation.

Streamlined Disbursement & Repayments

Enjoy seamless loan processing with real-time tracking and easy reconciliation.

Disburse Loans with Any Leading Bank

Disburse Loans with Any
Leading Bank

Flexible Banking Options

Whether you're opening a new escrow account or linking up with your current bank account, we make managing your funds a breeze.

Trusted Banking Partners

We collaborate with top banks to guarantee secure transactions, including:

ICICI Bank

RBL Bank

HDFC Bank

Yes Bank

IDFC First Bank

IndusInd Bank

Hassle-Free Borrower Onboarding

Easily verify borrower identities and ensure KYC-compliant onboarding without the stress.

Discover our Compliant & Full-Stack Repayment Solution!

Direct Loan Repayments

Get your repayments straight into your NBFC account, cutting out any third-party risks.

Automated Reconciliation

Make accounting a breeze with real-time tracking of your repayments.

Centralized Control

Oversee all LSP transactions from one easy-to-use dashboard.

Why Opt for Castler for Your Digital Lending Solutions?

Fully Compliant -

Crafted to align with RBI’s DLG standards, guaranteeing smooth and secure operations.

Fully Compliant -

Crafted to align with RBI’s DLG standards, guaranteeing smooth and secure operations.

Speedy Transactions –

Enjoy quick lending and repayment processes thanks to our automated workflows.

Speedy Transactions –

Enjoy quick lending and repayment processes thanks to our automated workflows.

Top-Notch Security –

With end-to-end encryption and multi-factor authentication, your funds are in safe hands.

Top-Notch Security –

With end-to-end encryption and multi-factor authentication, your funds are in safe hands.

Scalable & Dependable – Perfectly tailored for expanding NBFCs, effortlessly handling high-volume transactions.

Go Live with Multiple Co-Lenders

Effortlessly connect with various lending partners through our comprehensive disbursement and repayment solution

Scalable & Future-Ready

Create a compliant, transparent, and adaptable co-lending ecosystem with Castler.

Invoice Discounting

Co-lending

Supply Chain Financing

Cash flow collection

P2P Lending Escrow

Revenue based financing

Secure Invoice Discounting with

Castler’s Escrow Services

Unlock Working Capital with Confidence

Invoice discounting empowers businesses to access immediate funds by selling their unpaid invoices to financiers at a discount. However, traditional methods often expose stakeholders to risks like payment defaults and lack of transparency. Castler addresses these challenges by introducing a robust escrow account for invoice discounting, ensuring secure and transparent transactions for all parties involved.

Talk to our Expert

Workflow of Funds

Step 1

The Invoice Discounting (ID) platform discounts the supplier’s invoice raised against the buyer

Step 2

The ID platform deposits the discounted amount into the supplier's escrow account, powered by Castler’s escrow infrastructure

Step 3

The funds remain securely held in the escrow account under the control of the ID platform; Castler ensures seamless, compliant account management and integration.

Step 4

Upon maturity, the buyer pays the full invoice amount directly into the same escrow account.

Step 5

Post receipt of payment, Castler enables the automated release of funds from the escrow account to the supplier as per the agreed terms.

Step 6

Castler also provides ongoing integration support, ensuring smooth future transactions for both the ID platform and its users.

How Castler’s Escrow Service Enhances Invoice Discounting

As a leading escrow service for invoice discounting, Castler streamlines the process by:

Facilitating a Tri-Party Agreement

Establishing a secure invoice discounting escrow account involving the buyer, seller, and financier.

Ensuring Conditional Fund Release

Funds are disbursed only when predefined conditions, such as invoice verification and delivery confirmation, are met.

Providing Real-Time Tracking

Stakeholders can monitor transactions in real-time, enhancing trust and transparency

Benefits of Using Invoice Discounting Escrow

Risk Mitigation

Reduces the likelihood of payment defaults by holding funds in a secured & compliant escrow account for invoice discounting.

Enhanced Liquidity

Businesses can swiftly convert receivables into cash, improving cash flow.

Regulatory Compliance

Aligns with financial regulations, ensuring that all transactions are legally sound.

Operational Efficiency

Automated processes minimize manual interventions, reducing errors and saving time.

Why Choose Castler for Invoice Discounting Escrow Services?

Castler stands out as a premier escrow service for invoice discounting in India, offering:

Digital Integration:

Seamless API integrations with existing financial systems.

Customizable Solutions:

Tailored invoice discounting Escrow services to meet specific business needs.

Expert Support:

A dedicated team ensuring smooth onboarding and ongoing assistance.

Invoice
Discounting

Co-lending

Supply Chain
Financing

Cash flow
collection

P2P Lending
Escrow

Revenue based
financing

Secure Invoice Discounting with

Castler’s Escrow Services

Unlock Working Capital with Confidence

Talk to our Expert

Workflow of Funds

Step 1

The Invoice Discounting (ID) platform discounts the supplier’s invoice raised against the buyer

Step 2

The ID platform deposits the discounted amount into the supplier's escrow account, powered by Castler’s escrow infrastructure

Step 3

The funds remain securely held in the escrow account under the control of the ID platform; Castler ensures seamless, compliant account management and integration.

Step 4

Upon maturity, the buyer pays the full invoice amount directly into the same escrow account.

Step 5

Post receipt of payment, Castler enables the automated release of funds from the escrow account to the supplier as per the agreed terms.

Step 6

Castler also provides ongoing integration support, ensuring smooth future transactions for both the ID platform and its users.

How Castler’s Escrow Service Enhances Invoice Discounting

As a leading escrow service for invoice discounting, Castler streamlines the process by:

Facilitating a Tri-Party Agreement

Establishing a secure invoice discounting escrow account involving the buyer, seller, and financier.

Ensuring Conditional Fund Release

Funds are disbursed only when predefined conditions, such as invoice verification and delivery confirmation, are met.

Providing Real-Time Tracking

Stakeholders can monitor transactions in real-time, enhancing trust and transparency

Benefits of Using Invoice Discounting Escrow

Risk Mitigation

Reduces the likelihood of payment defaults by holding funds in a secured & compliant escrow account for invoice discounting.

Enhanced Liquidity

Businesses can swiftly convert receivables into cash, improving cash flow.

Regulatory Compliance

Aligns with financial regulations, ensuring that all transactions are legally sound.

Operational Efficiency

Automated processes minimize manual interventions, reducing errors and saving time.

Why Choose Castler for Invoice Discounting Escrow Services?

Castler stands out as a premier escrow service for invoice discounting in India, offering:

Digital Integration:

Seamless API integrations with existing financial systems.

Customizable Solutions:

Tailored invoice discounting Escrow services to meet specific business needs.

Expert Support:

A dedicated team ensuring smooth onboarding and ongoing assistance.

Secure Invoice Discounting with Castler’s Escrow Services

Unlock Working Capital with Confidence

Talk to our Expert

Streamline Co-Lending Operations with Castler's Escrow Services

Empowering Collaborative Lending with Secure Escrow Solutions

Co-lending, a strategic partnership between banks and Non-Banking Financial Companies (NBFCs), has emerged as a robust model to enhance credit outreach. However, managing fund disbursements, repayments, and compliance in such collaborations can be complex. Castler addresses these challenges by offering a dedicated escrow account for co-lending, ensuring transparent and efficient fund management for all stakeholders

Talk to our Expert

Workflow of Funds

Step 1

The borrower approaches the lending platform to request a loan.

Step 2

The Lending Service Provider (LSP) facilitates the loan by aggregating multiple lenders who agree to jointly fund the borrower's loan.

Step 3

Borrower submits necessary documents and collateral details to the LSP and participating lenders.

Step 4

The lenders disburse funds directly to the borrower's account through the LSP’s integrated system.

Step 5

Castler’s escrow infrastructure ensures secure handling of documentation, escrow management where applicable, and supports transparent fund flow tracking between parties.

Step 6

Castler also enables smooth repayment tracking, settlement reconciliation, and compliance reporting through escrow-linked workflows integrated with the LSP’s platform

How Castler's Escrow Service Facilitates Co-Lending

As a leading escrow service for co-lending, Castler provides a structured framework that

Establishes a Unified Escrow Account

A centralized co-lending escrow account is created to manage contributions from both the bank and the NBFC, ensuring clarity in fund allocation.

Automates Fund Disbursement and Repayment

Funds are disbursed to borrowers based on predefined agreements, and repayments are automatically routed back to the respective lenders, maintaining the agreed-upon ratios

Ensures Regulatory Compliance

The escrow mechanism aligns with regulatory guidelines, providing a secure environment for co-lending activities.

Benefits of Using Castler's Co-Lending Escrow Services

Enhanced Transparency

All transactions through the escrow account for co-lending are recorded and accessible to authorized parties, fostering trust

Risk Mitigation

By acting as a neutral third party, the escrow service for co-lending minimizes disputes and ensures that funds are used as intended.

Operational Efficiency

Automated processes reduce manual interventions, leading to faster turnaround times and reduced errors.

Scalability

Castler's co-lending escrow solutions are designed to accommodate varying volumes, making it suitable for both small-scale and large-scale lending partnerships

Why Choose Castler for Co-Lending Escrow Services?

Castler stands out as a premier provider of escrow services for co-lending in India, offering

Digital Integration

Seamless API integrations with existing financial systems.

Customizable Solutions:

Tailored invoice discounting Escrow services to meet specific business needs.

Expert Support:

A dedicated team ensuring smooth onboarding and ongoing assistance.

Workflow of Funds

Step 1

The Invoice Discounting (ID) platform discounts the supplier’s invoice raised against the buyer

Step 2

The ID platform deposits the discounted amount into the supplier's escrow account, powered by Castler’s escrow infrastructure

Step 3

The funds remain securely held in the escrow account under the control of the ID platform; Castler ensures seamless, compliant account management and integration.

Step 4

Upon maturity, the buyer pays the full invoice amount directly into the same escrow account.

Step 5

Post receipt of payment, Castler enables the automated release of funds from the escrow account to the supplier as per the agreed terms.

Step 6

Castler also provides ongoing integration support, ensuring smooth future transactions for both the ID platform and its users.

How Castler’s Escrow Service Enhances Invoice Discounting

As a leading escrow service for invoice discounting, Castler streamlines the process by:

Facilitating a Tri-Party Agreement

Establishing a secure invoice discounting escrow account involving the buyer, seller, and financier.

Ensuring Conditional Fund Release

Funds are disbursed only when predefined conditions, such as invoice verification and delivery confirmation, are met.

Providing Real-Time Tracking

Stakeholders can monitor transactions in real-time, enhancing trust and transparency

Benefits of Using Invoice Discounting Escrow

Risk Mitigation

Reduces the likelihood of payment defaults by holding funds in a secured & compliant escrow account for invoice discounting.

Enhanced Liquidity

Businesses can swiftly convert receivables into cash, improving cash flow.

Regulatory Compliance

Aligns with financial regulations, ensuring that all transactions are legally sound.

Operational Efficiency

Automated processes minimize manual interventions, reducing errors and saving time.

Why Choose Castler for Invoice Discounting Escrow Services?

Castler stands out as a premier escrow service for invoice discounting in India, offering:

Digital Integration:

Seamless API integrations with existing financial systems.

Customizable Solutions:

Tailored invoice discounting Escrow services to meet specific business needs.

Expert Support:

A dedicated team ensuring smooth onboarding and ongoing assistance.

Streamline Supply Chain Financing with Castler's Escrow Services

Enhancing Trust and Efficiency in Supply Chain Transactions

In the intricate world of supply chain financing, ensuring timely payments and maintaining trust among stakeholders are paramount. Castler's escrow account for supply chain financing offers a secure and transparent solution, facilitating smooth financial operations between buyers, suppliers, and financiers.

Talk to our Expert

Workflow of Funds

Step 1

Buyer and supplier establish trade relationship

Step 2

Buyer places an order with the supplier

Step 3

Supplier delivers goods/services

Step 4

Buyer confirms and approves the invoice

Step 5

Invoice is submitted to the financing institution

Step 6

Institution advances payment to the supplier in escrow (less a small fee)

The Role of Escrow in Supply Chain Financing

Castler's escrow service for supply chain financing acts as a neutral third party, holding funds securely until predefined conditions are met. This mechanism ensures that:

Suppliers receive payments promptly upon fulfilling their obligations.

Buyers are assured that payments are only released when goods or services meet agreed-upon standards.

Financiers have confidence in the transaction's integrity, reducing the risk of defaults.

Benefits of Using Castler's Supply Chain Financing Escrow

Enhanced Security

Funds are held in a secure supply chain financing escrow account, minimizing the risk of fraud.

Transparency

All parties have real-time visibility into the transaction status, fostering trust.

Efficiency

Automated processes reduce administrative overhead and expedite transactions.

Compliance

Adherence to regulatory standards is ensured, simplifying audits and reporting.

Why Choose Castler?

As a leading provider of escrow services for supply chain financing, Castler offers

Robust Technology:

A platform designed for scalability and integration with existing systems.

Expertise
A team with deep knowledge of financial operations and regulatory requirements.

Customization

Solutions tailored to the unique needs of your supply chain.

By leveraging Castler’s escrow platform for supply chain financing, businesses can seamlessly manage their own escrow accounts, enhance operational efficiency, build stronger partnerships, and navigate the complexities of modern supply chains with confidence.

Secure and Streamline Revenue-Based Financing with Castler's Escrow Services

Empowering Flexible Financing with Trusted Escrow Solutions

Revenue-Based Financing (RBF) offers businesses a flexible alternative to traditional funding by allowing repayments tied directly to revenue streams. However, ensuring transparency and trust between investors and businesses is crucial. Castler’s escrow platform for revenue-based financing enables businesses to manage their own escrow accounts securely, facilitating seamless transactions and building confidence among all parties involved.

Talk to our Expert

Workflow of Funds

Step 1

The business approaches a Revenue-Based Financing (RBF) platform to raise funds based on a percentage of its future revenues

Step 2

The RBF platform evaluates the business’s revenue streams and financial details to determine eligibility.

Step 3

Supplier delivers goods/services

Step 4

Once approved, lenders contribute funds which are directly transferred into the borrower's account through the RBF platform.

Step 5

Castler’s escrow infrastructure supports the integration of lender accounts, ensuring secure and compliant setup of escrow mechanisms where necessary.

Step 6

Future revenue-based repayments are managed transparently through Castler-enabled escrow workflows, ensuring fair distribution and settlement between borrowers and lenders

The Role of Escrow in Revenue-Based Financing

Castler’s escrow platform for revenue-based financing enables lenders and borrowers to securely manage escrow accounts, automate repayments based on actual revenue, and maintain full transparency.

This approach ensures efficient fund management, compliance, and trust between all parties.

Investors receive timely repayments proportionate to the business's revenue.

Businesses benefit from a repayment structure that aligns with their cash flow, without diluting equity.

Transparency is maintained through real-time tracking and reporting of revenue and repayments.

Key Features of Castler's Revenue-Based Financing Escrow

Automated Revenue Tracking

Castler's platform captures and verifies revenue streams, ensuring accurate and timely repayments.

Multi-Party Escrow Management

Facilitates complex transactions involving multiple investors, ensuring each party receives their fair share.

Fraud Prevention

Robust identity verification and fraud management tools mitigate risks associated with RBF deals.

Compliance and Reporting

Generates detailed reports and maintains records, simplifying adherence to regulatory requirements

Cross-Border Capabilities

Expertise in handling international RBF arrangements, providing a seamless experience for global transactions.

Why Choose Castler?

As India's leading provider of revenue-based financing escrow services, Castler offers:

Robust Technology:

A platform designed for scalability and integration with existing systems.

Expertise
A team with deep knowledge of financial operations and regulatory requirements.

Customization

Solutions tailored to the unique needs of your supply chain.

By leveraging Castler’s escrow platform for revenue-based financing, businesses and investors can engage in flexible financing arrangements with confidence, ensuring that every transaction is managed securely, transparently, and efficiently through their own escrow accounts.

Secure and Streamline P2P Lending with Castler's Escrow Services

Empowering Trust in Peer-to-Peer Transactions

Peer-to-Peer (P2P) lending has revolutionized the financial landscape by directly connecting borrowers and lenders. However, ensuring trust and security in these transactions is paramount. Castler’s escrow platform for P2P transactions enables platforms to manage escrow accounts securely, safeguarding the transaction process and ensuring transparency throughout the lending journey

Talk to our Expert

Workflow of Funds

Step 1

The lender transfers funds to a dedicated escrow account for P2P transactions managed by Castler.

Step 2

The escrow service verifies that lending terms (interest rate, tenure, repayment conditions) are digitally accepted by both parties.

Step 3

Upon agreement, funds are released from escrow to the borrower’s bank account.

Step 4

Based on the agreed repayment cycle, the borrower repays the lender through the escrow account.

Step 5

Repayments are auto-credited to the lender after validation. In case of multiple lenders, the system splits the payments as per contribution ratios.

Step 6

Both parties get real-time visibility into fund status, due amounts, and disbursement logs.

The Role of Escrow in P2P Lending

Castler's escrow service for P2P lending acts as a neutral intermediary, holding funds until predefined conditions are met. This mechanism ensures that:

Lenders have confidence that their funds are securely held until the borrower meets agreed-upon terms.

Borrowers are assured that funds will be released promptly upon fulfilling their obligations.

Transparency is maintained through real-time tracking and reporting of transactions

Key Features of Castler's P2P Lending Escrow

Automated Workflows

Streamlines the lending process, reducing manual intervention and errors.

Real-Time Monitoring

Provides up-to-date insights into payment statuses and account balances.

Customizable Terms

Offers flexibility to set payment schedules and conditions tailored to individual agreements

Seamless Integration

Easily integrates with existing financial systems and platforms.

Enhanced Security

Utilizes robust security measures to protect funds and sensitive information.

Why Choose Castler?

As a leading provider of P2P lending escrow services, Castler offers:

Expertise:

A team with deep knowledge of financial operations and regulatory requirements.

Technology:

A platform designed for scalability and integration with existing systems.

Customization

Solutions tailored to the unique needs of your supply chain.

By leveraging Castler’s escrow platform for P2P transactions, lending platforms can enable lenders and borrowers to engage in peer-to-peer lending with confidence, ensuring that every transaction is secure, transparent, and efficiently managed through their own escrow accounts.

Optimize Your Cash Flow Collection with Castler's Escrow Services

Ensuring Secure and Automated Cash Flow Management

Effective cash flow collection is vital for maintaining financial stability and operational efficiency. Castler's escrow account for cash flow collection offers a secure and transparent solution, automating the collection process and ensuring timely payments.

Talk to our Expert

Workflow of Funds

Step 1

Client sets up recurring payments for their services or products

Step 2

Client's customers agree to pay a recurring fee for the services or products

Step 3

Castler creates and manages a Digital Identifier account for the recurring payments

Step 4

Customer's payments are automatically deducted on the scheduled date

Step 5

Castler ensures the payments are transferred to the client's account

Step 6

Castler provides real-time reporting and monitoring for the client's cash flow

The Role of Escrow in Cash Flow Collection

Castler’s escrow platform for cash flow collection empowers enterprises to manage their escrow accounts seamlessly, enabling automated collection of payments through recurring payment methods as per predefined conditions.

This approach ensures that:

Businesses receive payments promptly upon fulfilling their obligations.

Clients are assured that payments are only released when services meet agreed-upon standards.

Transparency is maintained through real-time tracking and reporting of transactions.

Key Features of Castler's Cash Flow Collection Escrow

Automated Payment Management:

Recurring payments are managed seamlessly, reducing manual intervention and errors.

Customizable Terms

Payment terms and frequencies can be tailored to suit specific business needs.

Real-Time Monitoring

Track cash flow in real-time, enhancing financial planning and decision-making.

Seamless Integration

Easily integrate with existing payment gateways and systems for a unified experience.

Fraud Protection

Robust security measures safeguard against unauthorized transactions.

Why Choose Castler?

As a leading provider of cash flow collection escrow services, Castler offers:

Expertise:

A team with deep knowledge of financial operations and regulatory requirements.

Advanced Technology:

A platform designed for scalability and integration with existing systems.

Customization :

Solutions tailored to the unique needs of your supply chain.

By leveraging Castler’s escrow platform for cash flow collection, businesses can seamlessly manage their own escrow accounts, enhance operational efficiency, build stronger client relationships, and navigate the complexities of modern financial transactions with confidence.

Power Up Your Digital Lending with Castler

Power Up Your Digital Lending
with Castler

Power Up Your Digital Lending with Castler

Get Started Today – Chat with our experts and transform your lending operations now

Get Started Today – Chat with our experts and
transform your lending operations now

Get Started Today – Chat with our experts and transform your lending operations now

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