What is eNACH?
Electronic NACH (eNACH) is a digital mandate solution developed by the National Payments Corporation of India (NPCI). It enables businesses to automatically collect recurring payments from customers’ bank accounts, removing the need for manual intervention and ensuring timely, compliant transactions.
Castler’s eNACH platform delivers an end-to-end solution—from mandate creation to debit presentation and final settlement—empowering your business to streamline collections with confidence.
Fast & Secure Mandate Creation
Easily create and share e-mandates for customer authorization. Setup is completed within 24–48 hours
Flexible Frequencies & Amounts
Supports daily, weekly, monthly, quarterly, yearly, and ad hoc debit cycles with fixed or variable limits.
Supports Debit Card & Net Banking Authorization
Customers can authorize auto-debits through their preferred payment method.
High Transaction Limits
Collect payments up to ₹1 crore per mandate for high-value business use cases.
Seamless Auto-Debits
Enable automatic debits for EMIs, loan repayments, subscriptions, insurance premiums, and more.
Integration with All Major Banks
Achieve high success rates with compatibility across India’s leading banks and payment methods
Real-Time Alerts & Webhooks
Stay informed with instant notifications on mandate registration, debit success/failure, and fund settlement.
Payment & Settlement Reports
Detailed reports ensure easy reconciliation and transparent accounting.
Developer-Friendly APIs
Easily integrate with your existing CRM, ERP, or loan management systems using modern APIs and webhooks
NBFCs & Digital Lenders
Automate EMI collections, reduce delinquencies, and streamline loan recovery.
Insurance Companies
Ensure on-time premium collection with automated payment cycles.
Mutual Fund & SIP Platforms:
Enable consistent, interruption-free investment experiences.
EdTech Platforms
Offer installment-based payment models for courses and tuition.
SaaS Providers
Simplify billing for fixed or usage-based subscription models.
Rental Services
Automate rent payments for properties, co-working spaces, and equipment rentals
NPCI-Compliant & Secure:
Fully aligned with RBI/SEBI guidelines for regulatory compliance.
Improved Customer Experience:
Offer a smooth, branded auto-debit journey for users.
Scalable Architecture:
Handle bulk mandates and scale with growing customer volumes.
Reduced Operational Overhead:
Eliminate manual collections and reconciliation bottlenecks.
Real-Time Dashboard Access:
Monitor mandates, debits, and settlements on a single platform.
